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Payment & Financing

Flexible Ways to Pay for Care.

Great veterinary care shouldn’t be out of reach. We accept major credit cards, cash, and partner with CareCredit and Scratchpay for financing.

We Accept

Accepted Payment Methods

Cash

Visa

Mastercard

American Express

Discover

Financing Options

Financing Partners

CareCredit

Preferred financing payment partner of 2nd Street Animal Hospital

CareCredit is a credit card used for medical financing. For emergency situations or surgeries, CareCredit gives pet owners the peace of mind needed to care for pets big and small.


Unlike traditional pet financing or veterinary payment plans, the CareCredit credit card gives you the flexibility to use your card again and again for your pet’s procedures.

Apply for CareCredit

Scratchpay

Scratchpay offers simple payment plans for medical financing, some with zero interest. Since Scratchpay is not a credit card, it does not affect your credit score.

Apply for a payment plan from your phone or desktop, check your rate and pick your payment plan, and get the care your pet needs.

  • No hidden fees.
  • No prepayment penalty.
  • No deferred interest.
  • No surprises.
 
Check Scratchpay Rates

Financing in Three Steps

How Financing Works

1-

Apply Online

Visit CareCredit.com or Scratchpay.com before or during your visit. Takes just a few minutes.

2-

Get Approved

Decisions are typically instant. Choose the repayment plan that fits your situation and budget.

3-

Pay at Checkout

Let our front desk team know you’re using CareCredit or Scratchpay and we’ll take it from there.

Before you come in

Common Questions

Do You see exotic Pets?

Yes — snakes, parrots, rabbits, chameleons, and more. Our board-certified avian specialist Dr. Meade leads our hospital. Visit Our Exotic Hub

Yes — we’re actively welcoming new dogs, cats, and exotic patients. Book online or Call (215) 516-7000.

Monday–Friday 8am–7pm · Saturday 9am–4pm · Sunday closed. For life-threatening after-hours emergencies, see our urgent care page for partner referral ERs.

Carriers we know and trust

Four Carriers Worth Considering

Trupanion

Per-condition deductibles with unlimited annual coverage. Known for high reimbursement rates (90%) and direct vet-pay at participating hospitals — including 2nd Street Animal Hospital.

Learn more →

Pets Best

Flexible annual deductibles and reimbursement options from 70–90%. Strong coverage for hereditary and congenital conditions. Optional wellness rider available.

Learn more →

Healthy Paws

Unlimited lifetime benefits with no caps per incident or per year. Clean, simple plan structure — one deductible, one reimbursement level, no hidden limits.

Learn more →

ASPCA

Covers accidents, illness, and optional preventive care. Competitive for multi-pet households. Backed by a name most pet owners already recognize and trust.

Learn more →

Before you buy

What to Look for in a Policy

  •  Deductible structure — annual vs. per-incident deductibles change your out-of-pocket cost dramatically over a pet’s lifetime.
  •  Coverage limits — look for annual or lifetime maximums, and whether any individual conditions are capped separately.
  •  Wellness add-ons — routine care riders can cover vaccines, heartworm testing, and dental cleanings at a predictable monthly cost.
  •  Congenital conditions — breed-specific issues like hip dysplasia or brachycephalic syndrome should be covered, not excluded.
  •  Reimbursement percentage — 70%, 80%, or 90%? Higher reimbursement costs more per month but matters most on large claims.
  •  Waiting periods — most plans have 14-day illness waiting periods and longer waits for orthopedic conditions. Enroll before problems start.